Implementation

Masaref has all the necessary skills for the whole project lifecycle:

• Project Management
• Business Requirements Analysis
• Project Planning and Scoping
• Gap Analysis
• Functional and Technical Design
• System Build and Development
• Business Process Reengineering
• System Architecture
• Data Migration
• Performance Tuning
• Interface Development
• User Training
• Testing
• T24 Upgrade

We cover all T24 modules:

• Core: Customer, Account, Funds Transfer, Limit, Data Capture, Multi-Branch and Multi-Company, SWIFT
• Retail Banking: Teller, Cheque Management, Standing Order
• Lending: AA Loans and AA Deposits, Corporate loans (LD), Past Due, Limits & Collaterals
• Treasury: Money Market, Forex, Derivatives, Futures and Options
• Corporate: Wholesale Banking, Trade Finance and Guarantees
• Private Banking: Securities, Mutual Funds and Asset Management
• Islamic Banking: Commodity Murabaha, Auto Murabaha, Stock Murabaha, Real Estate Murabaha, Bea Ajil, Tawarouq, Istesnaa, Mudaraba, Musharaka, Wakala and Skuk.
• Accounting: Financial Reporting, Analytics and other reporting
• Others: CRM, (TCIB Internet Banking), TCMB, (mobile banking)
• Temenos Inclusive Banking Suite(IBS) micro-finance

We are providing and supporting many special solutions. These solutions are running in many banks in ME and matching their expectations.

Masaref has the experience and can add value to any implementation of the following two major areas: